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While it is ambiguous as to whether money brings happiness or not, it is certainly crucial for one’s survival in a civilization that largely depends on monetary gain and monetary spending in order to sustain our needs and desires. We as a civilization have become more materialistic because money is the capacity of our regular functioning, almost more than anything else. The more money we have, the more likely we will be able to function. Hence why there may be people that are more desperate for money than others — because they have a bigger need for money than other people.
The problem that I find in financial materialism comes when it surpasses other values, which in turn becomes either greed or corruption. When the desire for it becomes stronger than respectable and appreciated values such as compassion, understanding, tolerance, patience and so forth — that is where one’s dignity in the eyes of others may decrease with time, should they prefer excessive monetary gain than the pursuit of said values.
Money is a necessity, but it can also be addictive. This is evident in cases of gambling, bribery, and the exploitation or deception of naïve people. In order to avoid letting our need for money become an addiction, we must strengthen our ability to resist the temptation of further monetary gain, especially if that gain is unnecessary, dangerous to our reputation, or could lead to imprisonment.
If we can sometimes surpass the need or desire for monetary gain in the name of societal and personal decency, we will be able to preserve our discipline, strength, and self-respect in a world that is becoming increasingly materialistic.
Don't let the pursuit of money become counterproductive to your daily endeavors. By becoming more resilient to its unhealthy and/or illegal temptations, you may be able to become its master instead of its servant. You can use money for the sake of survival, rather than basing your life on the accumulation of maximum revenue at the expense of your values.